Fast Loan UK
Apply for loans from £50-£2,000, high approval rates, no hidden fees, and fast payouts, with terms up to 12 months. Bad credit applicants welcomed.
Fast Loan UK offers easy loans tailored to everyday expenses with amounts ranging from £50 to £2,000. These short-term loans have high approval rates and applications can be completed fully online, making them suitable for those needing urgent funds. Typical loan terms range from 3 to 12 months, and new customers may borrow up to £800, while returning customers qualify for up to £2,000. The representative APR is 835.85% and a fixed interest rate of 138% applies. The process is confidential, with no hidden fees—everything is clearly stated upfront.
How to Apply: Step by Step
- Choose the amount you wish to borrow and your preferred repayment period.
- Complete the secure, online application form with your basic details and employment status.
- A soft credit check is run that does not affect your credit file.
- Receive an instant decision within minutes.
- If approved, money is transferred directly to your UK bank account.
Pros of Fast Loan UK
Fast Loan UK stands out thanks to its swift online application that requires no paperwork or in-person meetings. High approval rates even benefit applicants with less-than-perfect credit histories.
Terms are very transparent, with clear information on all interest rates and fees, without hidden costs. Flexible repayment options and a hassle-free process make this lender appealing to many UK borrowers.
Cons of Fast Loan UK
The most notable drawback is the high representative APR of 835.85%, which makes these loans expensive if not repaid promptly. Borrowers must carefully consider the full repayment amount before applying.
Additionally, first-time borrowers are limited to a lower amount (up to £800) compared to returning customers. This may not suit those seeking larger loans immediately.
Our Verdict
Fast Loan UK is a solid independent option for those in need of quick, short-term financial assistance—particularly if you value transparency and want a straightforward process. Provided you repay on time, the convenience and speed can outweigh the higher interest.
