Premier America Credit Union
Borrow up to $2,000 fast with no credit check needed, 12-month fixed term, 28% APR and instant approval for eligible members. Accessible 24/7 via online banking.
Premier Easy Cash from Premier America Credit Union stands out if you need quick funds. This instant loan gives eligible members access to up to $2,000 at a fixed 28% APR, over a 12-month term. There is a $20 application fee, and the loan requires no credit check, making it accessible for borrowers who might have lower credit scores or want minimal fuss. Members must have held an account for at least three months and meet standard eligibility requirements.
How to Apply for Premier Easy Cash
1. Log in to Premier America Credit Union’s online or mobile banking portal.
2. Choose the Premier Easy Cash loan product.
3. Complete a few simple verification steps—no credit check required.
4. Submit your application. Typically, the assessment and approval are immediate.
5. Once approved, your loan funds are accessible right away.
Main Pros of Premier Easy Cash
Getting funds is incredibly fast. Most members can complete the process and get their money in just minutes online, day or night.
There is no credit check, so your score stays untouched. This also makes it an attractive option for anyone worried about previous credit history.
Main Cons of Premier Easy Cash
The APR is on the higher end at 28%, so this is not the cheapest option for borrowing, especially for larger loan amounts.
It is only available to current members who have banked for three months, so it won’t be useful for new customers.
Our Verdict
Premier Easy Cash is ideal for urgent, small-dollar borrowing when speed matters most, as long as you qualify and are comfortable with the interest rate. It’s a smart pick for emergencies but compare your options if you need a lower rate.
