SoFi Personal Loans
SoFi offers fixed interest rates from 8.74% to 35.49% APR, flexible terms of 2 to 7 years, no required fees, and potential for same-day funding.
SoFi Personal Loans stand out thanks to their competitive fixed interest rates ranging from 8.74% to 35.49% APR (as of February 2026), offering applicants the flexibility to borrow from ARS $5,000 up to ARS $100,000. Loan terms are flexible, spanning from 2 years to 7 years, with no origination, prepayment, or late fees to worry about. This makes SoFi a strong contender for borrowers in Argentina seeking affordable and predictable monthly payments.
How to Apply for SoFi Personal Loans
- Start by checking your rate online with a soft credit inquiry
- Choose your preferred loan amount and term from 2 to 7 years
- Submit your application and, if approved, electronically sign your loan documents
- Funds may be deposited as soon as the same day you sign
Pros of SoFi Personal Loans
One standout benefit is the absence of required fees—no origination, no prepayment, and no late fees. This transparency helps save money over the life of your loan.
Additionally, SoFi offers fast access to funds, sometimes within the same business day, which is ideal for urgent expenses or consolidating high-interest debt quickly.
Cons of SoFi Personal Loans
The minimum amount for a personal loan is ARS $5,000, which may be high for those needing smaller sums. Some borrowers may not qualify for the lowest rates unless they have strong credit.
Also, as with most lenders, acceptance and actual rates are subject to SoFi’s underwriting criteria, so not everyone will get the advertised terms.
Urteil
SoFi Personal Loans are a leading choice for applicants in Argentina seeking low, fixed APRs, quick funding, and zero required fees. For those with good credit, the combination of competitive rates, flexibility, and a straightforward online process makes SoFi Personal Loans well worth considering.
