goeasy Loans
Get approved fast with goeasy for secured or unsecured loans, flexible payment terms, and credit-building opportunities, even if your bank says no.
Looking for a flexible loan option in Canada? goeasy offers both secured and unsecured loans to everyday Canadians who typically can’t get approved by traditional banks. Borrowers can access loans up to $150,000 with varied repayment terms. Although rates will depend on credit assessment and loan type, goeasy is known for working with a wide range of credit profiles, including those seeking to rebuild their credit.
How to Apply for a goeasy Loan
- Visit the goeasy website and select your loan product
- Fill out the online application form with personal and financial details
- Submit required documents for income and identification proof
- Review and accept the loan offer if approved
- Receive your funds quickly, often within a few days
Advantages of goeasy Loans
goeasy is one of the most accessible options for Canadians with less-than-perfect credit. The application process is straightforward and approval rates are high for non-prime borrowers.
Another highlight is the opportunity to improve your credit score over time. Responsible repayment is reported and may help you graduate to lower, prime rates in the future.
Considerations Before Applying
Interest rates with goeasy will likely be higher than those offered by prime lenders. This is typical for non-prime lending but important to budget for.
While loan amounts are flexible, approval is subject to income and other verification. This may mean not everyone will qualify for the highest loan amounts.
Our Verdict
goeasy is a solid choice for Canadians needing access to loans when banks say no. The transparent application process, flexible terms, and credit-rebuilding perks stand out.
However, always compare rates and terms, and borrow responsibly. For many, goeasy provides not just funds, but a path toward better financial health.
