Loans 2 Go
Borrow £250 to £2,000 with instant eligibility checks, no set up fees, no impact on credit score to check, and same-day bank payout if approved. Easy, quick, and transparent!
Introducing Loans 2 Go: Fast Personal Loans in the UK
Loans 2 Go offers UK personal loans between £250 and £2,000 with a focus on providing instant decisions and same-day payouts on approval. As a direct lender, there are no upfront or admin fees.
Rates are high, with a representative example showing a flat rate of 168% p.a. (fixed), 679% APR over 18 months. All applications undergo eligibility and affordability checks.
The process is designed to minimise hassle—there’s no impact on your credit score when you initially check your eligibility, and you are told clearly up front about the costs.
Loan terms range from 18 to 24 months, with no penalty for early repayment. This means you can repay early if you want, without hidden fees.
Payouts are typically made by bank transfer on the same working day if your application is approved during business hours (Monday–Friday 8am–8pm, Saturday 8am–5pm).
Step-by-step: How to Apply
1. Select how much you want to borrow and complete the online eligibility check.
2. Receive an instant response – your credit score won’t be affected at this stage.
3. If provisionally accepted, proceed to a full application, including detailed affordability checks.
4. If fully approved, sign your loan agreement digitally and provide bank details for payout.
5. Funds are sent by bank transfer, often the same day, subject to working hours.
Pros of Loans 2 Go
Loans 2 Go is transparent—no set up or admin fees, and you know the costs before you commit. Their instant eligibility checks are helpful and conversion-optimised.
Flexibility is a big plus, with repayments possible anytime and no extra charges for early settlement. The process is fast—a crucial benefit in emergencies.
Cons of Loans 2 Go
The main downside is the very high interest rates and APR, which can make borrowing expensive if not repaid quickly. Only suitable for short-term, necessary lending.
Loans are not suitable for ongoing financial difficulties or routine expenses, and payments missed can seriously affect your future credit access.
Verdict: Is It Right For You?
Loans 2 Go stands out for transparency, quick processing, and no upfront fees. However, high costs mean it’s best for one-off emergencies—not for general borrowing.
Consider Loans 2 Go for fast cash if you’re confident in making repayments. Always compare other options and seek independent advice if unsure.
