Lenny Personal Loans
Personal loans from $3,000 up to $100,000 with decisions in minutes. 100% online, rates from 8.99% p.a. Flexible terms and high approval odds across NZ.
Lenny offers a straightforward personal loan solution for New Zealanders seeking funds between $3,000 and $100,000. The application is 100% online, with interest rates starting from 8.99% per annum and flexible terms stretching from 1 up to 7 years. Approval is speedy—often within minutes—making Lenny an attractive option for those needing fast decisions. Lending criteria, establishment fees, and personalised interest rates apply based on your circumstances.
How To Apply With Lenny: Step By Step
- Complete the online application form at your convenience
- Submit required documents as requested—usually proof of income and ID
- Lenny matches you to suitable lenders from their NZ panel
- Receive a lending offer and review terms and rates
- Accept the offer and follow steps for e-signing the contract
- Funds are transferred to your account, sometimes the same day
Wichtigste Vorteile
The most appealing feature of Lenny loans is the fast, stress-free application process. You can apply anytime online, and often have a decision in minutes, making it perfect for urgent needs or planned big purchases.
Lenny partners with 12 reputable New Zealand lenders. Their technology finds you competitive rates and offers, improving your odds of approval, even if you’ve been turned down elsewhere before.
Main Downsides
Lenny’s offered rates start low but can go as high as 29.99% p.a. depending on your credit profile and lender. Borrowers with weaker profiles may not qualify for best rates.
There are also establishment fees ranging from $140, and other charges may apply based on the chosen lender. Always read the terms carefully before accepting your offer.
Our Verdict
As an unbiased reviewer, I find Lenny an excellent choice for those wanting a fast application and broad lender options in NZ. With their simple digital platform and excellent support team, applicants can feel confident exploring offers. Just pay close attention to the rate and fee structure before committing.
