Finance Now
Personal and retail loans from $1,000 to $60,000 with flexible terms (6–60 months), fast approvals, and straightforward fees. Enjoy competitive rates and fast online application.
Finance Now is a popular New Zealand lender offering Kiwis personal loans, shopping finance, and business loan solutions. You can borrow between $1,000 and $60,000, with terms ranging from 6 to 60 months. Interest rates for personal loans range from 10.95% to 29.95% per annum, and establishment fees and monthly service fees apply—these are clearly disclosed before you sign.
How to Apply for Finance Now
- Complete the simple online application form
- Wait for a quick approval process, usually within 1 hour
- After approval, funds are transferred to your account
Pros of Finance Now Loans
Finance Now really stands out for its flexibility. With a range of loan products and terms, it covers everything from home renovations to travel and special events.
Approvals can be fast—often within the hour—making it a good choice if you need funds quickly. The online application process makes it very accessible for most people.
Cons of Finance Now Loans
Interest rates can vary and higher-risk applicants may pay more. The required establishment and monthly fees can add to the overall cost, especially for smaller loans.
Also, responsible lending checks apply, which means not all applicants will be approved right away or at the rate they want.
Verdict
Finance Now offers a flexible solution for New Zealanders needing a personal or retail loan. With competitive rates, fast approval, and transparent fees, it’s a good option if you need funds quickly and easily.
