{"id":8178,"date":"2026-01-18T18:14:00","date_gmt":"2026-01-18T18:14:00","guid":{"rendered":"https:\/\/thefinancialincome.com\/fac38335-984c-483f-b200-d0890180d940\/"},"modified":"2026-01-18T18:14:57","modified_gmt":"2026-01-18T18:14:57","slug":"fac38335-984c-483f-b200-d0890180d940","status":"publish","type":"post","link":"https:\/\/thefinancialincome.com\/at\/fac38335-984c-483f-b200-d0890180d940\/","title":{"rendered":"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Cashback, Fracionamentos e Sem Comiss\u00e3o"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para si<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">UNIBANCO<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Oferta exclusiva com ades\u00e3o online, cashback at\u00e9 200\u20ac, fracionamento sem juros e cart\u00e3o sem comiss\u00e3o e TAEG de 18,9%.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefinancialincome.com\/at\/redirect\/?https:\/\/www.unibanco.pt\/cartoes\/cartao-de-credito\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aderir j\u00e1<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Zur Outro-Site weitergeleitet<\/small>\n<\/div>\n<p>O Cart\u00e3o de Cr\u00e9dito UNIBANCO posiciona-se como uma solu\u00e7\u00e3o vers\u00e1til para o dia a dia financeiro, destacando-se pelas vantagens de ades\u00e3o online r\u00e1pida, aus\u00eancia de comiss\u00e3o e flexibilidade nos pagamentos. O cart\u00e3o oferece uma TAEG competitiva de 18,9%, limite de cr\u00e9dito at\u00e9 1.500\u20ac para novos clientes, e permite ainda beneficiar de cashback at\u00e9 200\u20ac durante o primeiro ano.<\/p>\n<p>Com esta oferta, os titulares podem pagar compras acima de 150\u20ac em tr\u00eas vezes sem juros, bastando liquidar cada fracionamento na totalidade. Adicionalmente, usufruem de cr\u00e9dito gratuito entre 20 a 50 dias, adiando pagamentos sem custo extra.<\/p>\n<h3>Como aderir ao Cart\u00e3o UNIBANCO<\/h3>\n<ol>\n<li>Preencha o formul\u00e1rio de ades\u00e3o online com os seus dados pessoais e financeiros.<\/li>\n<li>Envie a documenta\u00e7\u00e3o solicitada digitalmente.<\/li>\n<li>Aguarde a aprova\u00e7\u00e3o e atribui\u00e7\u00e3o do limite de cr\u00e9dito.<\/li>\n<li>Receba o cart\u00e3o fisicamente e ative na APP ou telefone.<\/li>\n<li>Utilize o cart\u00e3o, registe-se na APP e aproveite o cashback conforme indicado na campanha.<\/li>\n<\/ol>\n<h3>Principais vantagens<\/h3>\n<p>Entre as principais vantagens, destaca-se a isen\u00e7\u00e3o da comiss\u00e3o de disponibiliza\u00e7\u00e3o do cart\u00e3o. A ades\u00e3o \u00e9 100% digital, sem demoras nem burocracia.<\/p>\n<p>O programa de cashback devolve at\u00e9 200\u20ac aos novos clientes durante os primeiros 12 meses, tornando-se bastante competitivo face a op\u00e7\u00f5es tradicionais.<\/p>\n<h3>Principais desvantagens<\/h3>\n<p>A TAEG de 18,9% pode n\u00e3o ser a mais baixa do mercado e, caso n\u00e3o liquide o saldo total, ser\u00e3o cobrados juros elevados em opera\u00e7\u00f5es parceladas.<\/p>\n<p>O acesso \u00e0 campanha de cashback \u00e9 exclusivo para novos clientes que n\u00e3o tenham tido cart\u00f5es UNIBANCO nos 24 meses anteriores.<\/p>\n<h3>Veredito<\/h3>\n<p>O Cart\u00e3o de Cr\u00e9dito UNIBANCO apresenta-se como uma boa escolha para quem valoriza cashback e flexibilidade nos pagamentos, sobretudo se planeia usar o cart\u00e3o de forma respons\u00e1vel.<\/p>\n<p>Para quem procura praticidade, vantagens na ades\u00e3o e benef\u00edcios financeiros, esta op\u00e7\u00e3o destaca-se no segmento dos cart\u00f5es de cr\u00e9dito em Portugal.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para si<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">UNIBANCO<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Oferta exclusiva com ades\u00e3o online, cashback at\u00e9 200\u20ac, fracionamento sem juros e cart\u00e3o sem comiss\u00e3o e TAEG de 18,9%.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefinancialincome.com\/at\/redirect\/?https:\/\/www.unibanco.pt\/cartoes\/cartao-de-credito\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aderir j\u00e1<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Zur Outro-Site weitergeleitet<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubra todas as vantagens do Cart\u00e3o de Cr\u00e9dito UNIBANCO: cashback at\u00e9 200\u20ac, ades\u00e3o digital, pagamentos flex\u00edveis e cart\u00e3o sem comiss\u00e3o. Veja o nosso veredito imparcial e saiba como aderir.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[10],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o de Cr\u00e9dito UNIBANCO: Cashback, Fracionamentos e Sem Comiss\u00e3o - The Financial Income<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefinancialincome.com\/at\/fac38335-984c-483f-b200-d0890180d940\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Cashback, Fracionamentos e Sem Comiss\u00e3o - The Financial Income\" \/>\n<meta property=\"og:description\" content=\"Descubra todas as vantagens do Cart\u00e3o de Cr\u00e9dito UNIBANCO: cashback at\u00e9 200\u20ac, ades\u00e3o digital, pagamentos flex\u00edveis e cart\u00e3o sem comiss\u00e3o. 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