goeasy
Get loans up to $150,000 with flexible terms, fast approval, and options for both secured and unsecured credit. Ideal for building your credit score.
goeasy is a top choice for Canadians looking for flexible personal loans. With easyfinancial, you can borrow from $500 up to $150,000, offering both secured and unsecured options. Loan terms are tailored to individual needs, and the application process is streamlined for quick approvals. This lender is especially attractive if you are working on improving your credit, as they focus on helping customers rebuild scores and offer options even for those turned down by banks.
How to Apply: Step by Step
- Start your application online or at one of nearly 400 locations.
- Submit your identification and proof of income documents.
- Choose your loan amount and preferred repayment term.
- Get a quick decision—often within the same day.
- Access your funds right away if approved.
Main Pros
One major benefit of goeasy is their willingness to serve Canadians with less than perfect credit. Their multiple options mean you can still qualify for funds even if other lenders say no.
Additionally, repayments are reported to credit bureaus, which helps customers build or repair their credit scores over time while getting the financing they need now.
Main Cons
Interest rates may be higher for those with weaker credit histories, making borrowing costlier than prime lenders. Always check the offered rate before signing.
Also, additional fees could apply depending on the product and loan structure chosen, so it is important to review all terms with care.
Verdict
Overall, goeasy stands out for Canadians who want accessible loans and a chance to rebuild their credit profiles. Their transparency, speed, and commitment to financial education are worth considering when you need funds.
