Cashfloat
Borrow £300–£1,500 for 3–9 months, soft credit check only, quick decision, FCA-authorised lender. Apply easily with no guarantor needed – confident and secure borrowing.
Cashfloat offers short-term payday loans for UK borrowers, with amounts from £300 to £1,500. Repayment terms are between 3 and 9 months. The representative APR is 611.74%, and the maximum APR is 1294%, with daily interest capped by law. The application process is user-friendly, requiring no guarantor, and using a soft credit check initially, so your credit score is not affected unless you proceed after approval.
How to Apply: Step by Step
- Choose your loan amount and term
- Complete the online application form
- Receive a soft credit and affordability check
- Review your personalised offer
- Accept the offer to proceed to final approval and funding
Pros of Cashfloat Loans
The application only takes minutes and approval can be as fast as the same day. There is no obligation if you are approved and no hard credit check unless you accept an offer.
Cashfloat is FCA-authorised, giving borrowers peace of mind about compliance and data security. Repayments are capped and all costs are clear upfront, with the option for early repayment at no extra charge.
Cons of Cashfloat Loans
Interest rates are much higher compared to mainstream loans, making this product suitable only for short-term urgent borrowing.
Approval is not guaranteed, especially if you have unstable income or existing commitments. Missing repayments can harm your credit rating.
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Cashfloat is a reliable, fully regulated direct lender for UK payday loans, ideal when you need money fast but can repay within months. Always confirm you can afford the repayments before applying.
