SoFi Personal Loan
Secure low fixed interest rates from 8.74% APR, borrow from CLP $5,000,000 to $100,000,000, and enjoy no fees. Fast, online approval—same-day funding possible.
SoFi Personal Loan offers fast access to funds with competitive fixed interest rates starting at 8.74% APR. You can borrow between CLP $5,000,000 and $100,000,000, making it suitable for a wide range of needs, from debt consolidation to home improvement projects. SoFi charges no origination, prepayment, or late fees, and you can receive funds the same day you sign—offering flexibility and speed.
How to Apply: Step-by-Step
- Visit the online application portal and select Personal Loan.
- Prequalify online in minutes with a soft credit check.
- Choose your loan amount and repayment terms (2 to 7 years).
- Complete your application and submit necessary documents.
- Sign the agreement and receive your funds—possibly the same day.
Vorteile
One of the biggest advantages is the absence of any fees, including late and prepayment fees. This means lower costs over the life of the loan compared to many competitors. Additionally, the entire application is digital and can be completed from home, with instant decisions for many applicants. Many users praise how quickly funds are disbursed upon approval.
Nachteile
Eligibility requirements are strict; the best rates go to those with excellent credit and sufficient income. Application approval is not guaranteed. Though there are no fees, the lowest interest rates are only available to the most qualified applicants and may not be accessible to everyone. If declined, you must wait 30 days to reapply.
Urteil
If you’re looking for a personal loan with absolutely zero fees, competitive fixed rates, and the possibility of same-day funding, SoFi Personal Loan stands out as a reliable choice. It works best for those with strong credit seeking to borrow larger amounts for various needs. The simple, transparent application process and strong customer reviews make it worth considering for your next loan.
