GoDay
Borrow $100 to $1,500 fast with GoDay. Get a decision in minutes, 100% online, and cash as soon as one hour from approval. Transparent rates. Easy process.
If you are looking for quick access to extra cash, GoDay offers a reliable payday loan solution. Borrow between $100 and $1,500, with approvals that typically take just minutes. GoDay makes loan terms clear and straightforward, charging $14 per $100 borrowed for a 14-day period in most provinces. This equates to a 365% APR. No hidden fees means you know upfront what you will repay.
How to Apply: Step-by-Step
- Choose your loan amount from $100 to $1,500.
- Fill out the 100% online loan application. Average time to complete is under five minutes.
- Get an instant decision on eligibility.
- If approved, accept your loan agreement.
- Once finalized, cash will be sent – you may receive funds in as little as one hour.
Pros of GoDay Payday Loans
GoDay excels at speed and convenience. You never have to visit a branch, and their application process is fast, simple, and available entirely online.
Upfront fee disclosure is another plus. There are no surprise charges, and their reputation, backed by strong customer reviews, means you can feel more confident using their service.
Cons of GoDay Payday Loans
The high cost is a major disadvantage, with a $14 fee per $100 over just two weeks. This leads to an APR of 365% or higher, much higher than traditional credit options.
Loan amounts are capped at $1,500. Those needing larger sums or longer terms may need to consider alternatives.
Verdict: Should You Go with GoDay?
GoDay is a strong choice for Canadians who need fast emergency cash, provided the higher interest costs are manageable for your budget. The quick, transparent, and secure process, together with responsive customer service, makes it a leader in the online payday loan space. However, weigh the costs carefully.
