Lending Stream
Flexible short-term loans up to £800. Fast application with funds straight to your account, subject to approval. No fees for quick repayment or early settlement.
Lending Stream offers short-term loans perfect for those who need funds quickly. You can borrow up to £800 and repay over six months, keeping your repayments manageable.
The application process is completely online and can be completed in a matter of minutes. Applicants can expect a decision in seconds, making it a convenient option for urgent needs.
Interest rates are representative at 1333% APR, which reflects the short-term nature of the loans. There are no charges for early repayment, allowing for flexibility if your situation changes.
How to Apply: Step-by-Step
To apply, simply visit the Lending Stream website and begin the online application. You’ll need to provide personal and financial details.
Next, choose the amount you want to borrow and the duration—up to six months. The process includes a soft credit check, which does not affect your score.
After submitting, you’ll receive a quick decision. Upon approval, funds may be transferred to your account within minutes.
This streamlined process is designed to get you the funds you need as swiftly as possible.
Make sure to review your loan agreement and fully understand the repayment schedule before accepting the offer.
Pros of Lending Stream Loans
Lending Stream provides exceptional speed, especially for applicants who need funds the same day. The all-online process ensures you can apply from anywhere, at any time.
The loan differs from traditional lenders by giving you six months to repay, which can make budgeting easier and more predictable for many borrowers.
Cons of Lending Stream Loans
The high APR, at 1333%, means these loans are not suited for long-term borrowing and can be expensive if you don’t repay on time.
Not everyone will be eligible, particularly if your credit history is poor or if you don’t meet the income requirements set by Lending Stream.
Verdict
Lending Stream is a good option if you need a small, fast loan and intend to repay within a short period. Its all-online application adds to the convenience and speed.
Always ensure you fully understand the cost before borrowing. For straightforward, quick cash solutions, Lending Stream stands out for speed and flexibility.
