Fig Financial
Flexible personal loans for Canadians with APRs from 8.99% to 29.49%, borrowing up to $35,000 with terms between 24 and 84 months. Fast, simple applications.
Fig Financial offers Canadians a straightforward way to borrow funds, with loan amounts starting at $2,000 and reaching up to $35,000. The available annual percentage rates (APRs) range from 8.99% to 29.49%, allowing for flexibility depending on your credit profile. Loan terms are also varied, available in lengths from 24 up to 84 months, so you can find a repayment plan that matches your monthly budget. No collateral is required, making it a convenient option for those seeking an unsecured personal loan to cover everything from home repairs to consolidating debt.
How to Apply: Step-by-Step Guide
- Go to the Fig Financial application page
- Select your preferred loan amount and term
- Submit details about your income, employment, and credit
- Provide basic identification and banking information
- Review your terms and finalize your application
What Makes Fig Financial a Strong Choice?
One attractive feature is the wide range of loan amounts, catering to modest and significant borrowing needs. Additionally, competitive APRs start at just 8.99%, providing fair options for applicants with strong credit. The digital application process streamlines everything, allowing you to check personalized offers quickly, all without affecting your credit score at the quote stage.
Where Fig Financial Falls Short
While APRs can be low if you qualify, some applicants may receive higher rates closer to 29.49%, especially if credit is less than ideal. The minimum borrowing amount is $2,000, so it may not suit those looking for a smaller, short-term loan. Also, late or missed payments will still impact your credit score.
Nosso veredicto
Fig Financial is a solid option for borrowers seeking transparent terms and flexible repayment plans in Canada. With competitive APRs and a streamlined online process, it stands out for versatility. However, consider your credit score and borrowing needs to be sure this offer matches your specific requirements.
