Fast Loan UK
High approval rates, speedy pay-outs within minutes, no hidden costs and a transparent application—borrow up to £2,000, even with less-than-perfect credit.
Fast Loan UK, through their QuickEasyLoans offer, stands out among short-term loan providers by offering high approval rates, fast pay-outs and a transparent process. Loans range from £100 up to £2,000, with terms suited to real UK households. For a representative example, borrowing £300 over 6 months leads to six monthly payments of £84.58, totalling £507.48—at an interest rate of 138% per annum (fixed) and a representative APR of 835.85%.
Applicants must be UK residents aged 18+, with regular income, a UK bank account, and employment. Fast Loan UK’s approach prioritises responsible lending, running both soft and hard credit checks to ensure affordability, but they remain open to those with less-than-perfect credit backgrounds. 95% of approved loans pay out in just five minutes after signing.
How to Apply
1. Select your desired loan amount (between £100 and £2,000) and repayment term using their online calculator, then click to start the short application form.
2. Enter your personal details, employment status, income specifics, and bank details for affordability checks.
3. After a soft credit check, you’ll receive a decision quickly, often within minutes. A hard search occurs only if pre-approved.
4. Once approved and the agreement is digitally signed, most borrowers receive funds within five minutes.
Prós
One major benefit here is Fast Loan UK’s straightforward and transparent costs. There are no hidden fees, confusing terms or late payment penalties, providing borrowers with peace of mind.
Another standout is the lender’s flexibility—whether you need to repay weekly or monthly, or want to clear your balance early, Fast Loan UK keeps options open and fair for its customers.
Contras
The interest rates are high, as with all short-term loans in this sector. The APR can be overwhelming for those unfamiliar with payday lending, so applicants should calculate total cost with care.
Loan approval is not guaranteed. While requirements are reasonable, some applications can be declined after full affordability and credit checks. This is an industry standard, but worth noting.
Veredicto
Fast Loan UK’s QuickEasyLoans provides a fast, flexible, and honest lending option for UK consumers. Despite higher interest rates common to the sector, the service is reputable, trusted by customers, and sets out to help—not hinder—those needing quick financial help.
