WageDayAdvance
Borrow £100 to £5,000 for 1–36 months. Competitive variable rates. Same day payout is possible. Bad credit considered. Fast application in about 2 minutes.
WageDayAdvance offers an online brokerage service for payday loans, with same-day payouts available from £100 to £5,000. Representative APRs range from 48.1% to 1721%. Typical terms are between 1 and 36 months, and borrowing is open to those with different credit profiles, including applicants with bad credit. For example, borrowing £1,000 over 18 months costs £89.22 per month, leading to total repayments of £1,605.96 at a representative 79.5% APR.
How to Apply: Step by Step
- Choose how much you want to borrow and for how long on WageDayAdvance’s website.
- Fill in the secure, easy online form (it takes about 2 minutes).
- Receive an instant decision on screen after submitting the form.
- If approved, review your loan offer and decide whether to accept.
- Once accepted, funds could be paid out on the same day by the lender.
Prós
WageDayAdvance is accessible to a wide range of applicants, including those with less-than-perfect credit. The service is fast, with instant decisions and potential same-day payout.
The application is entirely online, secure, and user-friendly. No hidden fees or paperwork make the process straightforward and stress-free for users seeking urgent funds.
Contras
Interest rates can be high if you are offered one of the higher APR products. Not all applicants will qualify for the maximum amount or for same-day payout, which depends on the lender.
As with any payday loan, late or missed payments may have a serious impact on your finances. It’s crucial to be certain a loan is affordable before applying.
Veredicto
WageDayAdvance is a reputable and convenient choice for short-term loans in the UK, particularly for those who need rapid access to funds or have a challenging credit history. Its quick online process and flexible options can be highly useful, but always review the terms and interest rates carefully.
