Dot Dot Loans
Get a no-obligation quick quote for loans from £100 to £5,000 with flexible repayment terms and soft credit check. Fast approval and no hidden fees.
Dot Dot Loans is a broker specialising in quick online loans between £100 and £5,000 for UK residents. The loans feature repayment terms from 3 to 36 months, with representative APR at 79.5%. Actual offered rates can vary from 48.1% to 1721% APR depending on your application. Soft searches are used to check eligibility, so there’s no initial impact on your credit score. If a lender approves, funds may be transferred the same day, subject to lender approval and your bank.
How to Apply: Step-by-Step
- Visit the Dot Dot Loans website and enter the loan amount you wish to borrow.
- Fill out the quick 2-minute application with your personal and financial information.
- Dot Dot Loans shares your details with trusted lenders, who perform a soft credit search.
- If a lender can make you an offer, review it on their site and decide whether to proceed.
- If you go ahead, the lender may complete a hard credit check before final approval.
Pros of Dot Dot Loans
Dot Dot Loans provides a seamless application process, allowing you to compare lenders in minutes. Only a soft credit check is performed until you accept a loan, protecting your credit rating during comparison.
The flexibility to borrow from £100 up to £5,000, plus a choice of repayment terms between 3 and 36 months, makes it easier to find a loan that fits your budget and needs.
Cons of Dot Dot Loans
Although Dot Dot Loans enables you to compare multiple loan offers, high representative APRs may apply, especially if you have a less-than-perfect credit record. Loans are best suited for short-term needs and can become expensive if not repaid on schedule.
Approval is not guaranteed, and rejection may occur based on your credit profile or affordability checks. Always consider alternatives before applying for high-cost credit options.
Nosso veredicto
Dot Dot Loans stands out as a quick and convenient loan comparison service for those looking to access funds swiftly. Their panel of FCA-authorised UK lenders and soft search approach helps protect your credit profile. Responsible borrowing is crucial, so only apply if you are confident in repaying on time.
