Cash Money
Get up to $25,000 with flexible options and instant pre-approval, no credit impact. Choose line of credit, auto equity, or payday loans for any budget.
Cash Money personal loans are designed for Canadians who need fast access to cash without a drawn-out approval process. You can get pre-approved in minutes for three main loan products: Line of Credit (up to $10,000), Auto Equity Loan (up to $25,000), and Payday Loan (up to $1,500). The Line of Credit is the most popular, offering flexibility and the option to borrow what you need while paying only for the amount used. Rates and terms vary by product and province, but the big selling point is you can pre-apply without affecting your credit score, helping you explore your loan options risk-free. To apply, you must be 18 or older, have valid ID, a steady income, and an open chequing account. Cash Money is a trusted provider with over 34 years of service and a network of 150+ branches in Canada.
How to Apply: Step by Step
The process starts with a simple application online, by phone, or in-branch if you are seeking an Auto Equity Loan. After submitting basic documents, you’ll get a rapid decision. If approved, review and sign your loan agreement. Once signed, funds can be sent via Interac e-Transfer or direct deposit, letting you access your cash quickly.
Top Advantages
One major advantage is the ability to see your pre-approved amount without a credit score hit. This lets you compare options confidently. Rapid funding—sometimes in as little as 15 minutes—is ideal for unexpected expenses. You also have a wide choice, from smaller payday loans to larger auto-secured loans.
Possíveis desvantagens
As with most non-bank lending options, interest rates may be higher than traditional bank loans. Not all loans help build your credit—only the Auto Equity Loan is reported to Equifax Canada. Additionally, payday loans are more expensive for short-term borrowing, so it’s wise to use them responsibly.
Nosso veredicto
Cash Money stands out in Canada for quick, flexible lending and transparent, hassle-free pre-approval. If you need cash fast and have few options elsewhere, it is a strong contender worth considering. Review the rates and ensure the terms fit your needs before proceeding.
