GoDay
Get up to $1,500 with quick online approval, often in just 1 hour. No paperwork, fully digital, straightforward fees. Ideal for urgent cash needs in Canada.
GoDay offers a convenient way for Canadians to borrow up to $1,500 through an entirely online process. The interest rate is typically $14 per $100 borrowed for a two-week term, resulting in an approximate annual percentage rate of 365%. Approvals are delivered almost instantly and, upon approval, funds can be deposited in as little as one hour. No paperwork or faxing is needed, and all costs are disclosed upfront. The process is fully digital and available to residents across key provinces, including Ontario, BC, and Alberta.
How to Apply Step by Step
- Start the online application and fill in the required personal and financial information.
- Choose your desired loan amount up to $1,500.
- Submit your application. Most applicants receive an instant decision.
- If approved, confirm loan terms and receive the funds—sometimes within just an hour.
Pros of GoDay Payday Loans
One clear benefit is the sheer speed—approval decisions and funding can both happen very quickly, making GoDay excellent for emergencies.
Additionally, everything is managed online, with no need to visit physical branches or fax any documents, which saves time and hassle.
Cons of GoDay Payday Loans
The main drawback is the high cost: at $14 per $100 borrowed, payday loans are expensive, especially compared to other credit options.
Furthermore, the loan terms are short, typically just two weeks, which can be challenging for some borrowers to manage on time.
Veredicto
GoDay is a strong choice for Canadians looking to solve an immediate cash shortfall quickly and conveniently. Just be mindful of the high costs and loan terms.
