{"id":10470,"date":"2026-01-20T15:57:00","date_gmt":"2026-01-20T15:57:00","guid":{"rendered":"https:\/\/thefinancialincome.com\/8a0445ba-d3a0-456a-bd69-6a03c7bf3518\/"},"modified":"2026-01-20T15:57:43","modified_gmt":"2026-01-20T15:57:43","slug":"8a0445ba-d3a0-456a-bd69-6a03c7bf3518","status":"publish","type":"post","link":"https:\/\/thefinancialincome.com\/pt\/8a0445ba-d3a0-456a-bd69-6a03c7bf3518\/","title":{"rendered":"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Cashback at\u00e9 200\u20ac e fracionamento sem juros"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">recomendado para si<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">UNIBANCO<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">TAEG de 18,9%, limite de cr\u00e9dito de 1.500\u20ac, cashback at\u00e9 200\u20ac, possibilidade de fracionamento em 3 vezes sem juros e gest\u00e3o totalmente digital.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefinancialincome.com\/pt\/redirect\/?https:\/\/www.unibanco.pt\/cartoes\/cartao-de-credito\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aderir agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1 redirecionado para outro site<\/small>\n<\/div>\n<p>O Cart\u00e3o de Cr\u00e9dito UNIBANCO destaca-se no mercado portugu\u00eas por oferecer uma TAEG competitiva de 18,9% e um limite de cr\u00e9dito que pode chegar aos 1.500\u20ac. Para novos clientes, existe ainda um atrativo cashback at\u00e9 200\u20ac nos primeiros 12 meses. Al\u00e9m disso, permite pagamento fracionado sem juros em compras, o que facilita bastante a gest\u00e3o dos gastos.<\/p>\n<h3>Como solicitar o Cart\u00e3o UNIBANCO<\/h3>\n<p>Para aderir, o processo \u00e9 totalmente online e demora apenas cerca de 10 minutos. Preencha o formul\u00e1rio digital, envie os documentos necess\u00e1rios, aguarde a aprova\u00e7\u00e3o e, por fim, ative o cart\u00e3o assim que o receber em casa.<\/p>\n<h3>Principais vantagens<\/h3>\n<p>O principal destaque \u00e9 o programa de cashback, especialmente vantajoso para os primeiros doze meses, e a possibilidade de fracionar compras superiores a 150\u20ac em tr\u00eas vezes sem juros. Tamb\u00e9m se destaca a flexibilidade de pagamentos e a app completa para gest\u00e3o di\u00e1ria.<\/p>\n<h3>Principais desvantagens<\/h3>\n<p>Apesar das vantagens, a taxa TAEG pode ser considerada elevada comparativamente a outras op\u00e7\u00f5es no mercado, caso n\u00e3o se pague a totalidade do saldo. O cashback est\u00e1 limitado a 200\u20ac anuais, o que pode n\u00e3o ser suficiente para utilizadores intensivos.<\/p>\n<h3>Veredicto final<\/h3>\n<p>O Cart\u00e3o de Cr\u00e9dito UNIBANCO \u00e9 uma alternativa interessante para quem valoriza cashback e flexibilidade no pagamento, com ades\u00e3o digital f\u00e1cil e funcionalidades modernas. Aten\u00e7\u00e3o \u00e0s taxas e leia sempre as condi\u00e7\u00f5es antes da ades\u00e3o.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">recomendado para si<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">UNIBANCO<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">TAEG de 18,9%, limite de cr\u00e9dito de 1.500\u20ac, cashback at\u00e9 200\u20ac, possibilidade de fracionamento em 3 vezes sem juros e gest\u00e3o totalmente digital.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefinancialincome.com\/pt\/redirect\/?https:\/\/www.unibanco.pt\/cartoes\/cartao-de-credito\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aderir agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1 redirecionado para outro site<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Cart\u00e3o UNIBANCO: Cashback at\u00e9 200\u20ac, TAEG competitivo, fracionamento 3x sem juros, gest\u00e3o digital e limite personaliz\u00e1vel. Conhe\u00e7a as vantagens de aderir j\u00e1!<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[10],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o de Cr\u00e9dito UNIBANCO: Cashback at\u00e9 200\u20ac e fracionamento sem juros - The Financial Income<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefinancialincome.com\/pt\/8a0445ba-d3a0-456a-bd69-6a03c7bf3518\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o de Cr\u00e9dito UNIBANCO: Cashback at\u00e9 200\u20ac e fracionamento sem juros - The Financial Income\" \/>\n<meta property=\"og:description\" content=\"Cart\u00e3o UNIBANCO: Cashback at\u00e9 200\u20ac, TAEG competitivo, fracionamento 3x sem juros, gest\u00e3o digital e limite personaliz\u00e1vel. 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