{"id":278397,"date":"2026-05-04T12:39:00","date_gmt":"2026-05-04T12:39:00","guid":{"rendered":"https:\/\/thefinancialincome.com\/f7a00152-368c-4246-a90c-889623934341\/"},"modified":"2026-05-04T12:39:22","modified_gmt":"2026-05-04T12:39:22","slug":"f7a00152-368c-4246-a90c-889623934341","status":"publish","type":"post","link":"https:\/\/thefinancialincome.com\/pt\/f7a00152-368c-4246-a90c-889623934341\/","title":{"rendered":"Tarjeta Openbank Open Credit: Sin comisiones, flexible y perfecta para viajar"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Openbank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Sin comisiones de emisi\u00f3n ni renovaci\u00f3n, pago flexible, aplazamiento de compras desde 0% TAE y sin comisiones en compras en moneda extranjera. Ideal para viajar.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefinancialincome.com\/pt\/redirect\/?https:\/\/www.openbank.es\/tarjeta-credito-visa-open-credit\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otra web<\/small>\n<\/div>\n<p>La Tarjeta Openbank Open Credit llama la atenci\u00f3n por sus condiciones atractivas. Est\u00e1 pensada para quienes quieren flexibilidad y viajar al extranjero sin costes adicionales en compras. No cobra comisiones de emisi\u00f3n ni de renovaci\u00f3n y ofrece una TAE desde el 0% para pagos a 1 mes. El l\u00edmite de cr\u00e9dito puede llegar hasta 6.000\u20ac. Adem\u00e1s, puedes pagar en cualquier moneda sin comisi\u00f3n y obtener descuentos en m\u00e1s de 50 grandes marcas. Por menos de 3\u20ac al mes, puedes a\u00f1adir beneficios para viajes, como retirada de efectivo gratuita en todo el mundo y seguros exclusivos.<\/p>\n<h3>C\u00f3mo solicitar la Tarjeta Openbank Open Credit<\/h3>\n<p>Solicitar esta tarjeta es sencillo y completamente online. Primero, simulas los pagos y elige tu l\u00edmite de cr\u00e9dito. Rellenas tus datos personales y seleccionas la cuenta asociada. Despu\u00e9s, revisas las condiciones y firmas electr\u00f3nicamente el contrato. Si todo est\u00e1 correcto y tienes cr\u00e9dito preaprobado, la tarjeta se aprueba y puedes usarla al instante.<\/p>\n<h3>Ventajas destacadas<\/h3>\n<p>Una de las grandes ventajas es la posibilidad de aplazar compras superiores a 30\u20ac sin intereses durante un mes, y decidir en cu\u00e1ntos meses quieres pagar, hasta un m\u00e1ximo de 36 meses. Tambi\u00e9n destaca la ausencia de comisiones al comprar en cualquier divisa, lo que la convierte en una opci\u00f3n excelente para quienes viajan o compran online fuera de Espa\u00f1a. El control total desde la app y las alertas de seguridad en tiempo real aportan tranquilidad.<\/p>\n<h3>Poss\u00edveis desvantagens<\/h3>\n<p>Aunque los aplazamientos a un mes son gratuitos, si decides fraccionar tus compras, los intereses pueden llegar al 14,93% TAE. Las retiradas de efectivo en cajeros ajenos llevan comisi\u00f3n si no tienes activado el modo viaje. La aceptaci\u00f3n de la tarjeta y los l\u00edmites tambi\u00e9n pueden estar sujetos a an\u00e1lisis de riesgo, por lo que no est\u00e1 garantizada para todos los solicitantes.<\/p>\n<h3>Veredicto final<\/h3>\n<p>La Tarjeta Openbank Open Credit es adecuada para quienes buscan flexibilidad, control y ventajas en viajes. Su sistema sin comisiones por renovaci\u00f3n y compras en moneda extranjera, junto a la gesti\u00f3n digital y beneficios exclusivos, la hacen muy recomendable. Eso s\u00ed, es importante valorar el coste de las opciones de pago aplazado antes de usar esta funci\u00f3n.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendada para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Openbank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Sin comisiones de emisi\u00f3n ni renovaci\u00f3n, pago flexible, aplazamiento de compras desde 0% TAE y sin comisiones en compras en moneda extranjera. Ideal para viajar.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefinancialincome.com\/pt\/redirect\/?https:\/\/www.openbank.es\/tarjeta-credito-visa-open-credit\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otra web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre la Tarjeta Openbank Open Credit, sin comisiones de emisi\u00f3n ni renovaci\u00f3n, flexible y perfecta para tus viajes con seguros incluidos y descuentos. Te contamos sus pros y contras.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[10],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tarjeta Openbank Open Credit: Sin comisiones, flexible y perfecta para viajar - The Financial Income<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefinancialincome.com\/pt\/f7a00152-368c-4246-a90c-889623934341\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tarjeta Openbank Open Credit: Sin comisiones, flexible y perfecta para viajar - The Financial Income\" \/>\n<meta property=\"og:description\" content=\"Descubre la Tarjeta Openbank Open Credit, sin comisiones de emisi\u00f3n ni renovaci\u00f3n, flexible y perfecta para tus viajes con seguros incluidos y descuentos. 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Te contamos sus pros y contras.","_links":{"self":[{"href":"https:\/\/thefinancialincome.com\/pt\/wp-json\/wp\/v2\/posts\/278397"}],"collection":[{"href":"https:\/\/thefinancialincome.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thefinancialincome.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thefinancialincome.com\/pt\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/thefinancialincome.com\/pt\/wp-json\/wp\/v2\/comments?post=278397"}],"version-history":[{"count":1,"href":"https:\/\/thefinancialincome.com\/pt\/wp-json\/wp\/v2\/posts\/278397\/revisions"}],"predecessor-version":[{"id":278402,"href":"https:\/\/thefinancialincome.com\/pt\/wp-json\/wp\/v2\/posts\/278397\/revisions\/278402"}],"wp:attachment":[{"href":"https:\/\/thefinancialincome.com\/pt\/wp-json\/wp\/v2\/media?parent=278397"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thefinancialincome.com\/pt\/wp-json\/wp\/v2\/categories?post=278397"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thefinancialincome.com\/pt\/wp-json\/wp\/v2\/tags?post=278397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}